Health Insurance & Medicare Agents

Local Health Insurance Guidance in Delray Beach

From downtown Delray Beach to communities west of I-95, choosing coverage starts with understanding your healthcare needs. Helen Jean Insurance Agency helps individuals, families and small businesses compare available options in Palm Beach County. We review your doctors, medications, preferred pharmacies and budget so you can make an informed decision.

Medicare Plans in Delray Beach

Whether you are approaching Medicare eligibility, retiring or reviewing your current coverage, our licensed agents can explain your options and help you compare the plans we represent.

• Original Medicare: Get guidance on Medicare Part A and Part B and the steps involved in enrollment.

• Medicare Advantage: Compare available plans, premiums, out-of-pocket costs and provider networks. Prescription coverage and additional benefits vary by plan.

• Medicare Supplement (Medigap): Explore coverage that works alongside Original Medicare and compare available plan types, premiums and eligibility requirements.

• Medicare Part D: Review prescription drug plans using your current medications and preferred pharmacies.

For Delray Beach residents who spend part of the year outside Florida, we can also discuss how a plan's network and service area may affect access to care while traveling. Plan availability, benefits and costs depend on your location, eligibility and plan year.

Individual & Family Health Insurance

If you are self-employed, between jobs or exploring coverage for your family, our agents can help you compare individual health insurance and ACA Marketplace options. We can explain potential premium tax credits and help you review the information needed to evaluate your options.

We look beyond the monthly premium to discuss deductibles, copayments, prescription coverage and provider networks. HMO, PPO and EPO rules differ by plan, and not every plan type is available in every area. Before enrolling, confirm that your preferred doctors and hospitals participate in the specific plan you are considering.

Small Business Health Insurance

Delray Beach employers can work with our team to explore small group health insurance options. We discuss your employee needs, contribution budget and available coverage to help you evaluate benefits for your business. Dental and vision options can also be part of the conversation.

Speak With a Delray Beach Insurance Agent

Our Delray Beach location is at 55 SE 2nd Ave Ste 9R, Delray Beach, FL 33444. Contact us to arrange an appointment and discuss Medicare, individual and family coverage or employer health insurance. Our guidance is available at no additional cost to you, with ongoing support after enrollment.

Call 561-299-1989 or contact Helen Jean Insurance Agency to request a coverage review.